How Payment Works

  • 1

    You upload your bill

    I review your bill to determine whether there appears to be anything incorrect or negotiable.

  • 2

    I review and negotiate

    If I move forward, I analyze the charges and communicate directly with the billing provider as needed.

  • 3

    You only pay if your balance goes down

    Once a reduction is confirmed by the provider, I send you a secure invoice for 30% of the verified reduction.

    Example:

    If your medical bill is reduced from $5,000 to $3,500, your financial obligation is reduced by $1,500.

    My fee is 30% of that reduction, which would be $450.

  • 4

    No reduction, no fee

    If your balance does not decrease, you owe nothing.

30%

Of Verified Savings

No upfront cost.
No savings, no fee.

Upload Your Bills

Important

Not all bills qualify for reductions. Savings depend on the provider, the accuracy of the charges, and the documentation you provide. I review every bill carefully and challenge questionable items, but some bills do not contain errors or negotiable charges. You are only charged if I secure an actual reduction in what you owe.

chatgpt image dec 21, 2025, 06 17 47 pmUpload Your Bill

Securely upload a copy of your bill or bills

chatgpt image dec 21, 2025, 06 27 18 pmI Review & Negotiate

I analyze it line by line & negotiate with the provider.

chatgpt image dec 21, 2025, 06 34 06 pmYour Balance is Reduced

You only pay if I can decrease your bill